On This Page
On This Page
- At a glance
- Overall
- SchoolsFirst Federal Credit Union bank products
- Bank fees
- About SchoolsFirst Federal Credit Union
- How SchoolsFirst Federal Credit Union compares to other banks
- FAQs
- Review Methodology
At a glance
4.1
Rating: 4.1 stars out of 5
Bankrate Score
CDs
Rating: 4.5 stars out of 5
Checking
Rating: 4.6 stars out of 5
Savings
Rating: 3 stars out of 5
MMA
Rating: 3.3 stars out of 5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
About Bankrate Score
Overview
SchoolsFirst Federal Credit Union is a good option for any California school employee or family member, particularly those who want to do their banking with minimal fees. Yields can be hit or miss depending on the account. For example, while the union’s savings account offers a paltry yield, most CDs offer competitive rates.
Highlights
- Free Checking
- Low Fees
- Low Min Balance
Sponsored offers
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Advertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
These are sponsored offers rated highly by us for competitive rates, fees, and minimums.
About our Sponsored Offers
Our list of sponsored accounts may offer competitive rates, multiple times higher than the national average. All of these offers have FDIC or NCUA insurance, have competitive minimums and few fees. We’ve vetted the credit worthiness of these banks to simplify your search.
Member FDIC
Savings Account
4.25
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 6/21/2024
Rating: 4.4 stars out of 5
Bankrate Savings rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Savings rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$1
Min. balance for APY
Promoted offer:
American Express
Member FDIC
Savings Account Details
4.25
%
APY
$1
Min balance for APY
Offer rate as of6/21/2024
Interest rate4.16%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Member FDIC
Savings Account
5.00
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 6/21/2024
Rating: 4.9 stars out of 5
Bankrate Savings rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Savings rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$0
Min. balance for APY
Promoted offer: Plus, no monthly fees and unlimited free external transfers
LendingClub
Member FDIC
Savings Account Details
5.00
%
APY
$0
Min balance for APY
Offer rate as of6/21/2024
Interest rate5.00%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Plus, no monthly fees and unlimited free external transfers
Member FDIC
Savings Account
4.40
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 6/21/2024
Rating: 4.7 stars out of 5
Bankrate Savings rating = 4.7/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Savings rating = 4.7/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$0
Min. balance for APY
Promoted offer:
Marcus by Goldman Sachs
Member FDIC
Savings Account Details
4.40
%
APY
$0
Min balance for APY
Offer rate as of6/21/2024
Interest rate4.40%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Advertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
Member FDIC
Savings Account
4.4
Rating: 4.4 stars out of 5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.25
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 6/21/2024
$1
Min. balance for APY
Promoted offer
American Express
Member FDIC
Savings Account Details
4.25
%
APY
$1
Min balance for APY
Offer rate as of6/21/2024
Interest rate4.16%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Member FDIC
Savings Account
4.9
Rating: 4.9 stars out of 5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
5.00
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 6/21/2024
$0
Min. balance for APY
Promoted offer: Plus, no monthly fees and unlimited free external transfers
LendingClub
Member FDIC
Savings Account Details
5.00
%
APY
$0
Min balance for APY
Offer rate as of6/21/2024
Interest rate5.00%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Plus, no monthly fees and unlimited free external transfers
Member FDIC
Savings Account
4.7
Rating: 4.7 stars out of 5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
4.40
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 6/21/2024
$0
Min. balance for APY
Promoted offer
Marcus by Goldman Sachs
Member FDIC
Savings Account Details
4.40
%
APY
$0
Min balance for APY
Offer rate as of6/21/2024
Interest rate4.40%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Member FDIC
Savings Account
5.0
Rating: 5 stars out of 5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
5.05
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 6/21/2024
$0
Min. balance for APY
Promoted offer
EverBank
Member FDIC
Savings Account Details
5.05
%
APY
$0
Min balance for APY
Offer rate as of6/21/2024
Interest rate4.92%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Member FDIC
Savings Account
4.7
Rating: 4.7 stars out of 5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Score
5.10
%
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
as of 6/21/2024
$0
Min. balance for APY
Promoted offer
BMO Alto
Member FDIC
Savings Account Details
5.10
%
APY
$0
Min balance for APY
Offer rate as of6/21/2024
Interest rate4.96%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Overall
SchoolsFirst Federal Credit Union is California’s largest credit union. It has low minimum balances and most SchoolsFirst accounts come without a monthly fee. A large ATM network makes it easy to access your cash, even if you’re traveling outside of California.
Pros
There are no fees or low fees on most types of accounts.
Members have access to over 30,000 fee-free ATMs.
SchoolsFirst offers online bill pay and mobile banking tools such as check deposit.
Cons
Branches are limited to California.
Membership is limited to those who work in or have a connection to California’s educational system.
Higher yields can be found at other financial institutions.
We want to know what you think about SchoolsFirst Federal Credit Union
Do you have experience with SchoolsFirst Federal Credit Union? Let us know your thoughts.
SchoolsFirst Federal Credit Union banking products
3.0
/5
Rating: 3 stars out of 5
See methodologyCompare savings rates
SCORE BREAKDOWN
APY offering:
0.10%
Rating: 1 stars out of 5
1/5
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.
Minimum balance to earn interest:
$5.00
Rating: 5 stars out of 5
5/5
The lowest deposit amount an account must have before it can earn interest.
Monthly service fee:
$0.00
Rating: 5 stars out of 5
5/5
A monthly charge a financial institution deducts from an account if certain requirements are not met.
Minimum balance to avoid fee:
$0.00
Rating: 5 stars out of 5
5/5
The lowest balance an account must maintain in order to avoid a fee.
Access to funds:
Great
Rating: 5 stars out of 5
5/5
A procedure that allows an individual or organization to access and manage the funds of another account holder.
SchoolsFirst Federal Credit Union savings overview
A Share Savings account is required for membership at the credit union. It can be opened with as little as $5, and the $5 minimum must be maintained to remain a member. The account features unlimited deposits and withdrawals. The account balance earns interest, but the rate on the credit union’s savings is below the national average.
Pros
The Share Savings account has no monthly fees.
There is no limit on deposits and withdrawals.
The minimum balance requirement is only $5.
Cons
You can easily find higher rates at other credit unions and online banks.
-
See how rates for this account have changed over time. Interact with the trend lines to view APY by date.
SchoolsFirst Federal Credit Union
APY
APY last updated between 6/14 and 6/20.
APY
APY last updated between 6/14 and 6/20.
National average APY
How do we get this data?
Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.
SchoolsFirst Federal Credit Union savings rates
Date
Bankrate gathers rate data either directly from our partners, or through our proprietary rate surveying service. The rate change date is based on when Bankrate received or captured the rate change and may differ from the actual date the rate changed.
SchoolsFirst Federal Credit Union
APY
APY last updated between 6/14 and 6/20.
APY
APY last updated between 6/14 and 6/20
National average APY
The “national average” is determined by Bankrate’s comprehensive national survey of savings accounts and CDs and reflects the monthly average APY for each product.
Compare Offer
Sponsored Offer
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Advertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
This is a sponsored offer rated 4 stars or higher for competitive rate, fees, and minimums.
Member FDIC
Savings Account
4.25
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 6/21/2024
Rating: 4.4 stars out of 5
Bankrate Savings rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$1
Min balance for APY
American Express
Member FDIC
Savings Account Details
4.25
%
APY
$1
Min balance for APY
Offer rate as of6/21/2024
Interest rate4.16%
Minimum to avoid fees$0
Monthly fees$0
Check writingNo
Promoted offer:
4.5
/5
Rating: 4.5 stars out of 5
See methodologyCompare CD rates
SCORE BREAKDOWN
APY offering:
4.20% - 1 yr
Rating: 4 stars out of 5
4/5
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less.
Minimum deposit:
$500.00
Rating: 5 stars out of 5
5/5
The minimum deposit amount a financial institution requires in order to open a CD.
Range of term lengths:
1 mo – 5 yrs
Rating: 5 stars out of 5
5/5
A designated amount of time that funds must be held within a CD.
Early withdrawal penalty:
Good
Rating: 4 stars out of 5
4/5
A penalty incurred when funds have been withdrawn from a CD before its maturity date.
Offer no-penalty or bump-up CDs:
No
Rating: 0 stars out of 5
0/5
A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date.
Offer IRA CDs:
Yes
Rating: 5 stars out of 5
5/5
An IRA account which consists of CDs that typically earns fixed interest over a specified period of time.
SchoolsFirst Federal Credit Union CD overview
SchoolsFirst Federal Credit Union offers CDs, known as share certificates for credit unions, with terms ranging from one month to five years. There are four balance tiers: $500, $20,000, $50,000 or $100,000. APYs rise for each balance tier and for longer terms. Most of the terms offer competitive yields.
The minimum deposit for opening a share certificate is $500. Jumbo share certificates are also available if you have at least $100,000 to deposit. An IRA certificate is available for customers interested in using a CD to help save for retirement.
Pros
There are a wide variety of terms available.
Most certificates offer high yields.
Higher rates are offered on higher balances.
Only $500 is needed to open an account.
Cons
To earn the highest rate available, you’ll need to deposit at least $100,000.
There are no bump-up or no-penalty CDs.
-
See how rates for this account have changed over time. Select the CD term length from the dropdown and interact with the trend lines to view APY by date.
SchoolsFirst Federal Credit Union
APY
APY last updated between 6/14 and 6/20.
APY
APY last updated between 6/14 and 6/20.
National average APY
How do we get this data?
Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.
SchoolsFirst Federal Credit Union CD rates
Date
Bankrate gathers rate data either directly from our partners, or through our proprietary rate surveying service. The rate change date is based on when Bankrate received or captured the rate change and may differ from the actual date the rate changed.
SchoolsFirst Federal Credit Union
APY
APY last updated between 6/14 and 6/20.
APY
APY last updated between 6/14 and 6/20
National average APY
The “national average” is determined by Bankrate’s comprehensive national survey of savings accounts and CDs and reflects the monthly average APY for each product.
Compare Offer
Sponsored Offer
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Advertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
This is a sponsored offer rated 4 stars or higher for competitive rate, fees, and minimums.
Member FDIC
CD
5.10
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 6/21/2024
Rating: 4.9 stars out of 5
Bankrate CD rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$500
Min. deposit
6mo
Term
Marcus by Goldman Sachs
Member FDIC
CD Details
5.10
%
APY
$500
Min. deposit
6mo
Term
Offer rate as of6/21/2024
Minimum deposit$500
Promoted offer:
3.3
/5
Rating: 3.3 stars out of 5
See methodologyCompare MMA rates
SCORE BREAKDOWN
APY offering:
1.00%
Rating: 2 stars out of 5
2/5
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.
Minimum balance to earn interest:
$2,000.00
Rating: 3 stars out of 5
3/5
The lowest balance an account must maintain in order to earn interest.
Monthly service fee:
$0.00
Rating: 5 stars out of 5
5/5
A monthly charge a financial institution deducts from an account if certain requirements are not met.
Minimum balance to avoid fee:
$0.00
Rating: 5 stars out of 5
5/5
The lowest amount an account must maintain in order to avoid a fee.
Check writing:
Yes
Rating: 5 stars out of 5
5/5
The ability to write a certain amount of checks within a statement cycle.
Debit/ATM access:
Good
Rating: 4 stars out of 5
4/5
The ability to withdraw funds from an account through the use of debit or ATM card.
SchoolsFirst Federal Credit Union money market overview
Members who want a higher yield than the one tied to the Share Savings account can open the fee-free Liquid Advantage Money Market account.
Interest rates for the Liquid Advantage MMA come in three tiers. Savers with larger balances qualify for a higher yield. Account holders must maintain a daily balance of at least $2,000 or the dividend rate converts to the lower rate associated with the Investment Checking account.
Certain withdrawal transactions, such as online transfers or check writing, are limited to six a month. But members can make unlimited withdrawals or transfers through ATMs, at branches or by mail.
Pros
There are no monthly service fees to worry about.
The Liquid Advantage MMA allows limited check writing and unlimited withdrawals at branches and ATMs.
Savers with bigger balances can earn more.
Cons
The minimum opening deposit is $2,000, which is higher than many other banks or credit unions.
Yields are better than the credit union's standard Share Savings account, but not as attractive as most of its share certificates.
The APY drops significantly when the minimum $2,000 balance isn’t maintained.
4.6
Rating: 4.6 stars out of 5
Bankrate Score
Compare top checking rates
SchoolsFirst Federal Credit Union checking overview
SchoolsFirst FCU offers a Free Checking account, the product scored for this review, with no minimum balance requirement or monthly service fees. It does not earn interest. Customers have access to more than 30,000 surcharge-free ATMs through the Co-op Network of credit union ATMs. There’s a $1 surcharge for using an out-of-network ATM.
While there is a $22 overdraft fee, SchoolsFirst charges no more than three overdraft fees each day and only charges the fee on transactions that overdraw the account by more than $10.
The credit union also offers an Investment Checking account that earns some interest. It charges a $3 monthly fee, but the fee is waived when you maintain at least $1,000 in the account or if the account holder is at least 62 years of age. Both checking accounts require $25 to open.
Pros
There are no monthly fees on the Free Checking account.
You’ll get access to tens of thousands of fee-free ATMs.
The overdraft fee is lower than the national average and there is a cap on the number of daily overdraft charges.
Cons
The Free Checking doesn't reimburse ATM fees for out-of-network transactions.
Compare Offer
Sponsored Offer
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Advertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
This is a sponsored offer rated 4 stars or higher for competitive rate, fees, and minimums.
Member FDIC
Checking Account
0.50
%
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY
APY, or annual percentage yield, is the yearly return on a bank or investment account.
As of 6/21/2024
Rating: 4.9 stars out of 5
Bankrate Checking rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
$0
To open
$0
To avoid fees
SoFi
Member FDIC
Checking Account Details
0.50
%
APY
$0
To open
$0
To avoid fees
Offer rate as of6/21/2024
Minimum to avoid fees$0
Monthly fees$0
Overdraft/NSF fees$0
Out of network ATM fee$0
Has online accessYes
Bank fees
| Fee | Charges |
|---|---|
| Overdraft fee | $22 |
| Non-sufficient funds fee | $22 |
| Monthly maintenance fee | None |
| Out-of-network ATM fee | $1 |
| Excessive transaction fee | None |
About SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union was founded as Orange County Teachers Credit Union in 1934. At the time, 126 school employees came together to help support each other during the Great Depression. In 2008, Orange County Teachers Credit Union became SchoolsFirst Federal Credit Union, which provides financial products and services to California school employees and their families.
SchoolsFirst is headquartered in Southern California. It also supports the communities it serves through donations, scholarships, fundraising events and financial literacy programs.
Customer experience
Customer service. SchoolsFirst Federal Credit Union has more than 70 branches and more than 30,000 fee-free ATMs through SchoolsFirst and Co-op ATM networks. Members who want to get in touch with a representative can send a message through the live online chat, contact the credit union by phone or mail, or visit a branch. Representatives can be reached by phone 7 a.m. to 7 p.m., Monday through Friday, and 9 a.m. to 3 p.m., Saturday.
Mobile app. SchoolsFirst’s mobile app is highly rated on the Google Play Store and highly rated on the Apple App Store. Members can send and receive money via Zelle, online bill pay, account alerts and mobile check deposit.
Financial services. SchoolsFirst Credit union also provides access to financial workshops and offers online tools and calculators to help members pay off credit card debt, reach savings goals and determine how much they need to save for retirement.
How does SchoolsFirst Federal Credit Union compare with other banks?
SchoolsFirst Federal Credit Union vs. Golden 1 Credit Union
Both SchoolsFirst and Golden 1 are credit unions located in California and have about the same amount of branches. Moreover, both unions offer a wide range of deposit products, ranging all the way from CDs to money market accounts.
Those similarities noted, SchoolsFirst tends to offer higher yields on various deposit products, including its CDs and savings accounts. The money market accounts at both unions offer about the same yields.
SchoolsFirst Federal Credit Union FAQs
Review methodology
With so many financial institutions to choose from, it can be hard to know who to trust. Bankrate’s ever-growing list of bank and credit union reviews is updated regularly. Our editorial team analyzes and reviews each institution across deposit products such as savings accounts, checking accounts, certificates of deposit (CDs) and money market accounts (MMAs). Banks are rated by important factors such as offered interest rates, fees, minimum balance requirements, access to funds and more.
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.
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